Articles
Welcome to our research center. We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below, and you'll find a selection of easy-to-understand information about related financial concepts. This information is updated regularly to reflect the latest facts, figures, and trends.
Commercial Insurance
- Insuring the Vehicles That Drive Your Business
- Business Owners Policy: Basic Protection for Multiple Risks
- Specialty Liability Coverage
- Workers' Comp Takes Care of Your Team
Home Insurance
- The 17 Perils
- Actual Cash Value vs. Replacement Cost
- Understanding Deductibles
- Documentation of Valuables
- Floaters for the Finer Things
- Flood Insurance
- Insuring a Home
- The Basics of Homeowner's Insurance
- Cover Yourself with an Umbrella Liability Policy
- Insuring a Condominium
- Special Circumstances: Property Under Construction and Rental Property
- Renters Insurance
Vehicle Insurance
- On the Move: Insurance Protection for Your Automobile and Other Vehicles
- Auto Insurance: Determining Your Policy Needs
- Vehicle Insurance Coverage Extras
- Who's at Fault? A Look at Liability Issues
- Premiums and Discounts: Factors that Affect Your Rate
- What To Do After an Accident
- Getting Your Car Back
- Is It Business … or Is It Personal?
- Risky Drivers
- Insuring Teen Drivers
- Motorcycle Insurance
- Watch the Hull: Insurance for Boats and Other Recreational Watercraft
- Specialty Policies Can Help Insure Fun
- Aviation Insurance
Risk Management
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What Is Term Life Insurance?
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
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What Is Whole Life Insurance?
Some of the pros and cons of whole life insurance.
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What Is Universal Life Insurance?
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
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What Are the Main Types of Auto Insurance?
Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.
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How Can I Insure My Future?
To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.
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How Can I Protect My Home?
Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.
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How Can I Extend My Liability Coverage?
Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.
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Am I Prepared for Long-Term Care Expenses?
The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
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How Likely Am I to Need Long-Term Care?
If you were to suffer an illness or disability that required long-term nursing care, would you be covered?