Commercial Insurance

What is Commercial Insurance?
Commercial insurance protects businesses from financial losses caused by accidents, property damage, liability claims, and other unexpected events. It includes a range of policy types—such as general liability, property, workers’ compensation, and professional liability—customized to suit different business needs and industries.

Why Do You Need It?
Whether you're a small startup or an established company, commercial insurance is essential to protect your assets, employees, and operations. It helps cover costs associated with lawsuits, damages, or disruptions—keeping your business running smoothly and in compliance with legal requirements.

Questions to Ask Your Agent
To make sure you have the right coverage, consider asking your agent:

• What specific policies does my business need?

• Are there any exclusions or coverage limits I should know about?

• How do I file a claim, and what’s the response time?

• Can my policy be adjusted as my business grows or changes?